Danny Benjamin, REALTOR® · Licensed in Arizona & California · Employing brokerage: SENW · CA DRE #02438900
Sell Before ForeclosureREAL ESTATE GUIDANCELet’s Talk
A welcoming stucco home with desert landscaping in Arizona
ARIZONA HOMEOWNERS. REAL OPTIONS.

Facing Foreclosure in Arizona?
You May Still Have Time to Sell Your Home.

If you’ve received a Notice of Trustee’s Sale or fallen behind on mortgage payments, our Arizona real estate team can help evaluate your home’s potential value and explore whether selling before foreclosure is an option.

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Confidential Conversation · No Pressure · No Obligation to List

A CONFIDENTIAL FIRST STEP

Two ways to get started.

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Private. No pressure. No obligation to list.

Arizona-focused guidanceYour goals come firstPrivate, no-pressure conversationsReal estate representation, not cash buying
YOUR HOME MAY HAVE EQUITY WORTH PROTECTING

Before You Lose Your Home,
Find Out What It Could Be Worth.

Being behind on your mortgage doesn’t necessarily mean your equity is gone. Your home may still hold value that could help you move forward.

A traditional sale could provide an opportunity to pay off your mortgage, resolve liens and selling costs, and retain any remaining proceeds.

Request My Home Value Review
LOOK BEYOND THE MORTGAGE BALANCE
Your home’s potential market value
− Mortgage payoff balances
− Other liens and selling costs
Your potential remaining equity

Every situation is different. Actual proceeds depend on verified payoff amounts, costs and the final sale price. No valuation or proceeds are guaranteed.

A PATH THAT FITS YOUR SITUATION

More than one way forward.

Every homeowner’s situation is different. Let’s find out what makes sense for yours.

01

Traditional Home Sale

If your home has equity, a traditional listing may help you pay off your mortgage and keep remaining proceeds after costs.

Explore a traditional sale
02

Short Sale

Owe more than your home is worth? A lender-approved short sale may be worth evaluating. Approval and timing are not guaranteed.

Understand short sales
03

Keep Your Home

Prefer to stay? We can point you to your mortgage servicer, independent housing counselors and appropriate licensed professionals.

Find independent resources
HAVE YOU RECEIVED A RECORDED NOTICE?

Your trustee sale date matters.

A Notice of Trustee’s Sale does not mean every option is gone. Confirm the current sale date directly with your trustee and servicer. Listing a home does not automatically stop or postpone foreclosure.

I Received a Sale Notice
ONE CONVERSATION. A CLEARER PICTURE.

A thoughtful plan, one step at a time.

01

Tell Us About Your Property

Share your address, situation and any known sale date. We start by listening.

02

Review Your Home’s Potential Value

Discuss market value, estimated payoff, selling costs and potential equity.

03

Create a Selling Strategy

If appropriate, develop a listing and marketing plan that reflects your timeline.

04

Work Toward Closing

Coordinate the sale process with the relevant parties, with clear communication.

CLEAR ANSWERS. LESS UNCERTAINTY.

It’s okay to have questions.

You don’t have to understand the entire process before you reach out. Start here, or ask us about your property.

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Can I sell my house while it’s in foreclosure?

A sale may be possible before a trustee sale is completed. The property value, payoff amounts, liens, buyer financing and confirmed sale date all affect feasibility. Listing alone does not stop foreclosure, but it can postpone the auction date.

How long do I have after a Notice of Trustee’s Sale?

Arizona law generally does not allow a trustee sale before the ninety-first day after the notice is recorded (A.R.S. § 33-807(D)). This is not ninety-one days from when you receive it. Confirm the current sale date with the trustee; dates may change.

How do I know whether I have equity?

Compare a supported market value with current mortgage payoff amounts, other liens and estimated selling costs. A market analysis and title review can help; an online estimate is not a guaranteed sale price.

What if I owe more than my home is worth?

A short sale may be a path forward, and we’re here to help you navigate the process. Lender and lienholder approval is required, and in some cases, relocation assistance funds may be available.

Does putting my home on the market stop foreclosure?

A listing, offer, or pending contract does not automatically cancel or postpone a trustee sale. However, in many cases, postponements may be approved when there is an active offer.

A LITTLE KNOWLEDGE CAN GO A LONG WAY

Guidance for your next chapter.

Arizona stucco home with a for-sale sign and desert landscaping
SELLING YOUR HOME

How to sell before foreclosure in Arizona

A clear starting point for understanding value, timing and a possible sale.

Read the guide
Notice letter, calendar with a circled date and house keys on a desk
YOUR TIMELINE

What a Notice of Trustee’s Sale means

Understand the notice, confirm your date and consider your next steps.

Read the guide
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HOME EQUITY

Protecting your potential home equity

Why falling behind doesn’t necessarily mean your equity is gone.

Read the guide

You Don’t Have to Figure This Out Alone.

Let’s review your property, your timeline, and what a potential home sale could look like.

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Confidential conversation · No pressure · No obligation to list
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